Get a short-term loan today

Frequently Asked Questions

A personal loan (or "cash in advance" loan) is a quick and confidential way to get a cash advance until your next paycheck. Loan amounts are typically between $200-$2,500, which can be used to pay for unexpected expenses such as car repairs, household emergency repairs, immediate bill payments and other financial emergencies.

  • Be employed
  • At least 18 years old and a US citizen
  • Not in the Military
  • Have a bank account with direct deposit
  • Make at least $800 / month
  • Have valid home and work phone numbers
  • Not currently a debtor in a bankruptcy case

The operator of this website provides a matching service for customers looking for an online short-term cash loan. We do not decide if customers get approved for a personal cash loan or any other online cash loans. We connect customers who have submitted their information on our website to one of our trusted and approved lender partners that can provide the online cash loan they need. After you submit your application on this website, the lending companies in our network that offer online cash loans will review your information to decide if they can offer you a same day loan such as a personal cash loan. The online process is completely secure and usually only takes a few minutes.

Once you are matched with a lender, you will be connected to their website to review the complete terms and conditions and submit your online signature (called "eSignature"). Be sure to carefully review all of the terms and conditions before submitting your signature. The lender may also contact you at the phone number or email you provided to finalize the loan and transfer the cash into your bank account.

By using this website, you are not obligated to enter into any loan agreement with any of our lending partners. The purpose of this website is to connect you with an approved and trusted lender that can provide you with immediate financial options. Each lender in our network has been carefully selected and is required to conduct their business processes in an ethical and responsible manner in order to be included in our network.

This depends on the lender. Typically, if you are approved by 6:00 PM Eastern Standard Time, the money is deposited into your checking account the next banking business day.

Most personal cash loans will not exceed $1,000 for first time customers, but this amount varies per lender and can be higher for returning customers. Installment loans can be as high as $2,500 for qualifying borrowers.

Your payments will be due on your Payment Due Date which is generally your next pay date. This will be specified in the lender's loan agreement.

Most lenders that provide online cash loans allow early pay back which will be specified in their loan agreement.

You may choose to not repay your loan in full and instead renew your loan. This means the lender will extend the Payment Due Date on your original loan until your next pay day and will debit your Bank Account for the amount of the Finance Charge, the additional Underwriting Fee, plus any other accrued fees. Each lender provides a variety of payment options so be sure to review their terms before entering an agreement.

All applications submitted on ConnectFinance utilize our secure server which uses the industry's highest security protocol. Your information is completely confidential, secured and protected as referenced in our privacy policy.

The cost of the loan and APR depends on the information you provide in your application. The terms are determined by the lender and are disclosed in the step following submitting your information on this site. Your exact finance charge will be shown to you in the step immediately following submitting your application.

Representative example: For a cash advance personal loan, with a minimum 14 day loan term (regardless of early loan payoff), we estimate that the fees and finance charges offered by members of our lending network range from $12 per $100 borrowed each 14 days (two weeks) up to $30 per $100 borrowed each 14 days (two weeks). The corresponding Annual Percentage Rate (APR) for this estimated range would be between 391.07% and 782.14%. However the loan duration of short-term loans are never a year so it can be misleading when comparing the APR of online cash loans to the APR of traditional long term loans.

Not all, but many do. Three major credit reporting bureaus (Experian, Equifax, and Trans Union) are used by many lenders to make lending decisions. Customers with bad credit are usually still qualified for same day loans and other types of online cash loans.

We'll Connect You With The Loan You Need

When you need to borrow money fast, ConnectFinance can help you get the cash you need in as little as the next business day. Start by entering your information above to see how much money you’re approved to receive. The process is simple, only takes a few minutes and is completely secure.

ConnectFinance is a free lender matching service that will connect you with an approved lender that can provide the cash loan you need, deposited directly into your bank account. You can be approved for a loan in just a few minutes!

 

How It Works

1. Fill out
a short form

2. Determine the
loan type that best fits you

3. Get the
money you need

 

ConnectFinance can help you get the money you need in a just a few simple steps.
Our network of trusted and approved lenders are ready to provide the money you need today.

*THE OPERATOR OF THIS WEB SITE IS NOT A LENDER, does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. Providing your information on this Web Site does not guarantee that you will be approved for a short term cash loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $2,500. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change from time to time and without notice. For details, questions or concerns regarding your short term cash loan, please contact your lender directly. Short term cash loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a short term cash loan based upon lender requirements. This service is not available in New York or to New York borrowers due to interest rate limits under New York law.

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